Per the Residential Resale Real Estate Purchase Contract, the seller must give the buyer within 5 days of accepting an offer a written history of any insurance claims filed against the property covering the past 5 years or for the length of time the seller has owned the property, whichever is shorter. The buyer can use this report during their inspection period to have the inspector look at any areas that were damaged. The buyer can disapprove within the inspection period or 5 days after receipt of the claims history whichever is later. Make sure you get this from your seller when taking the listing. This insurance report can be uploaded in the documents on the MLS listing.